council tax overpayment refund

Please feed back and let us know your reclaim successes in the Unclaimed Council Tax forum thread. But when an account is closed while in credit, usually because you or another resident has moved out or someone in the property's died, it can be an issue. A new self-service digital process will be available early in the next financial year which we hope will streamline the process.". 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. Policy on this varies from council to council. Only six of the authorities to respond told us they had less than £10,000 in closed and dormant accounts. Request a refund on your council tax account. moved out of Manchester. Please read the Full Terms & Conditions, Privacy Policy, Cookies Policy, How this site is financed and MSE's Editorial Code. The government has announced a COVID-19 Council Tax Hardship Fund for people who are working age and on a low income. The best way to check if you're owed cash – and to reclaim it if you are – will depend on your council, as some have different options: It should be on an old bill – though of course you may have long since shredded these. I genuinely thought it was a scam. Financial Services Limited. An overpayment can happen if you: get a Council Tax discount, exemption or other support; move out of your home; change your Council Tax band; If you make an overpayment, your account will be in credit. You're MOST likely to be able to claim if you've moved out of a council or local authority area in the last 26 years, and weren't paying by direct debit. This is called a set-off. Mortgages, credit cards, loans, payday loans, car finance and more. Here's what you need to know, Coronavirus Self-Employed & Small Limited Company Help, Martin Lewis: What happened to my pledge to give £10m to charity – 2021 update, Martin Lewis: Working from home due to coronavirus, even for a day? Repayments will be backdated to 1993 at most, as this is when council tax payments were first introduced. W E HAVE recently received a £2,600 refund from our local council for overpayment of council tax over 13 years. If you apply for the VOA to review your council tax banding, you should get a formal written decision. Useful link: Valuation Office Agency for England and Wales - find out more about property valuation. Martin Lewis explains how to check Council Tax bill for overpayments and possible refunds The money-saving expert shares two simple checks you can do … To do this, you will need to check the band of similar properties near your own and see if they are any lower than yours. It'd waste your time and kill their switchboards - especially during the coronavirus pandemic when many will be needing to speak to their council for essential support. So to help, we've tried to narrow down who's most likely to be able to claim, so you can weigh up whether to try it. Before we give you a refund we’ll check you do not owe any council tax for previous years or other properties. If not, check with the council. Reasons for overpayment: We can refund this credit to you after we've checked any changes in your circumstances. When completing any e-forms in the future, simply log in and your personal details will already be completed for you. Our investigation in 2019 showed 283 local authorities in England, Scotland and Wales currently had more than £230 million in just over 1.7 million closed or dormant (no longer active) accounts – an average of £137. Don't miss out, Cold weather payments worth £25 have been triggered in some parts of the UK after another cold snap. Which? Some councils that issue automatic refunds to those who paid by direct debit told us they wouldn't be able to do this where there are multiple billpayers on an account, and would instead first have to establish who actually paid the council tax. "Due to resource restrictions it is not practical to individually investigate each case where a claim has not been made. A law dating back to 1992 – the Council Tax (Administration and Enforcement) Regulations – says overpaid council tax should be refunded. Sometimes, you may receive a council tax bill that you don't believe is fair. Council Tax refunds If there is an overpayment showing on your account, we will allocate it to any other outstanding Council Tax accounts you may have. He said: Three years after I moved out of my flat, I got an email to my old email address telling me the property was rebanded and I was owed £400. . ) Can I get a refund on overpaid council tax? Be warned, however, that the Valuation Office may decide that your property belongs in a higher band - and may increase your band instead of reducing it. Eight out of 10 councils told us they try to refund credit wherever possible, and if your council has your direct debit details, this should have been straightforward. Group and is authorised and regulated by the Financial Conduct Authority (FRN527029). Is coronavirus a valid excuse for missing the tax return deadline? In these cases the new banding applies only when the property is sold. This could happen if you have: overpaid. If you go through it, it can sometimes result in a payment or benefit to the site. If you moved within the same local authority area, it's more likely the council would have spotted your old account was in credit and refunded you/reduced your bill at your new address – whereas you're more likely to be owed if you left the area, especially if you didn't leave a forwarding address. If you’re shopping online for gifts, the deadline for ordering to get ’em in time for Christmas may be sooner than you think. How do I find my old council tax reference number? MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. This should be backdated to whenever you began paying for the wrong band - usually when you moved into the property. Yet strictly speaking, councils can apply the statute of limitations to reclaims as long as they have previously tried to notify you of the credit, so in England and Wales they can stop you reclaiming six years after the account was closed, and in Scotland, five years. It's the third week the payments, which are designed to help households pay for energy bills when temperatures plummet, have been dished out this winter, We've looked at the top tourist destinations to sort out where you can go without needing to quarantine. The Michigan Department of Treasury withholds income tax refunds or credits for payment of certain debts, such as delinquent taxes, state agency debts, garnishments, probate or child support orders, overpayment of unemployment benefits and IRS levies on individual income tax refunds. and they owe you a tax refund, the government can keep your tax refund to satisfy part of the debt you owe. Find out how much income you keep and how much the taxman takes. To challenge your tax band, follow the process set out above for challenging your council tax bill. See our Debt Problems guide if you're having problems. Many people aren't aware they pay council tax a month (or sometimes a year) ahead. You can request a refund if your council tax account is in credit. So if you set up a redirect on your post, this notice from the council would hopefully have made it to your new address. A band review could place your property in a lower or higher band, or leave it unchanged. Valuation Office Agency for England and Wales. So if you're someone who's moved home since 1993, especially if you changed council or local authority area and didn't pay by direct debit, you should take a look at this guide, see how your council does it and then try and get your money back.". We don't have loads of success stories as this is a relatively new guide, but here are a couple to show it really does work. Our Broadband Unbundled tool finds the cheapest broadband, phone and TV. Some also didn't include accounts owing less than a certain amount – usually £5 – when giving us figures. But if you're not in a rush (after all this is money you didn't know you had) it might be better for the council if you contact it via its preferred method. This should be backdated to whenever you began paying for the wrong band - usually when you moved into the property. See MCL 211.154 (3) and (4) regarding the applicability of penalty and interest. Money Compare content is hosted by Which? Martin Lewis explains how to check Council Tax bill for overpayments and possible refunds The money-saving expert shares two simple checks you can do quickly to see if … For more details, read How This Site Is Financed. (See how much your council owes below – in Northern Ireland, where you pay rates not council tax, it works differently.). I paid by direct debit – is there a chance I could still be owed? Tax refunds are not considered revenue. To claim your refund, you will need to have your council tax reference number. We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. By continuing to browse you consent to our use of cookies. Many told us they preferred people to fill in online forms, and that way you won't be jamming up the phone lines. 3 replies 51 views [Deleted User] Forumite. If you think there is a discrepancy, you should then check the 1991 value of your home and compare this to the range for your current band. The line item of central charges has a projected surplus of $93,000 due to tax refund overpayments being less than budgeted – partially offset by projected over-expenditures from the homelessness initiative that the board approved earlier this year. Cold weather payments triggered - can you get £25 towards your energy bills? Two councils had over £10 million in unclaimed council tax credit, and a further five had over £5 million. If you think you might owe debt, don't bury your head in the sand. This means: if you already receive a Council Tax Reduction but still have part of the bill to pay, you will now get a bigger reduction. If excess taxes have been paid as a result of an over assessment, a refund of the overpayment … Top 15+ holiday destinations from the UK – where can you still travel to? If the VOA finds that your property has incorrectly been put in a higher band, not only will your council tax bills be lowered in future, but your council will refund you the money you've overpaid. Financial Services Limited is a wholly-owned subsidiary of Which? In all likelihood, if you owe your ex-council money, it'll have chased you for it already. A change in your circumstances that results in an overpayment of council tax could entitle you to a council tax refund. Claim a year's worth of tax relief. So if your council was one of those there's a chance you could be owed. This can result in situations where council tax is under or overpaid. (7) A person to whom property is assessed under this section may appeal the state tax commission's order to the Michigan tax tribunal. If so, you are entitled to this money back – but often you need to claim it, and many don't. Martin Lewis is a registered trade mark belonging to Martin S Lewis. But in the grand scheme of things you're more likely to know your closed account was in credit. As we explain above, we believe those who paid by direct debit are less likely to be owed, because many councils issue refunds to those paying by direct debit automatically. Your credit will automatically transfer to your new council tax account. Properties can also be moved up into a higher banding by the VOA when they have been extended or altered and planning permission has been required. Most people know that students are exempt from paying council tax… Its response to our FOI request asking how much credit it held in closed/dormant accounts gave a total figure of £7,473,897. How do I check if my old home has been rebanded? Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash. We aim to look at all available products. Those with the most sitting in their coffers (when we contacted them in January) are listed below: Councils holding the most credit in closed or dormant accounts. This guide explains how to check if you're owed and claim if you are. If you owe less on the tax return than you paid, you will receive money for the overpayment. This guide gives information and advice about: all aspects of Housing Benefit overpayment; all aspects of excess Council Tax Benefit; the legal requirements on local authorities. You can understand more and change your cookies preferences here. A major MoneySavingExpert.com investigation in 2019 found there was at least £230 million in overpaid tax sitting in council coffers – and if you've moved home since 1993, you could be owed £100+ of it. Generally, the overpayment results from the last tax paid since there is no overpayment in tax or penalty until the full liability therefor has been paid. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it? If there is an overpayment showing on your account, we will allocate it to any other outstanding Council Tax accounts you may have. If you're worried about work during the coronavirus crisis, this guide looks at your rights if you're self employed, including what help's there for limited company directors. If that's you, you'll need to weigh up whether it's worth contacting your council anyway. We think it's important you understand the strengths and limitations of the site. Of course, there is a wide range of factors behind the different amounts held by councils. But the vast majority of councils that do try to refund credit told us they can't if you paid by any method other than direct debit – eg, if you paid by cash, standing order or cheque. Many councils we've spoken to though have told us they don't apply this time limit, and some have confirmed you definitely can claim as far back as 1993. If you don't pay your council tax by Direct Debit we'll send you a cheque to your new address. Yet strictly speaking, councils can apply the statute of limitations to reclaims as long as they have previously tried to notify you of the credit, so in England and Wales they can stop you reclaiming six years after the account was closed, and in Scotland, five years. You should only call if it has been: 21 days or more since you e-filed "Where's My Refund" tells you to contact the IRS; Do not file a second tax return. Find out how to apply for a refund if you have an overpayment on your council tax account. Reasons for overpayment: Recovery is usually made by adding the overpayment back onto your council tax bill and increasing your subsequent instalment amounts. A good initial check would be to ask your former housemates etc if they have been refunded. By law, the council has to try to let you know you're in credit if your account's closed. If you do contact the council by email or fill in an online claims form, it'll be slower – some we've seen say it can take up to 14 working days to deal with a query. If you have received a credit on your account due to an exemption, discount, relief or council tax support; we may use the credit to reduce the balance on your account rather than issue a refund. You will then receive a revised bill with the instalments adjusted. Unique tool uses probability to estimate winnings. Martin Lewis, founder of MoneySavingExpert.com, said: "Councils are sitting on a staggering amount of money, at least £230 million spread across 1.7 million accounts – which works out at an average of well over £100 sitting in each closed account. The valuation is wrong due to a legal decision on another property. You can’t appeal just because you think your council tax bill is too expensive. how to check and challenge your council tax band, how to claim the 'severely mentally impaired' council tax discount, the Council Tax (Administration and Enforcement) Regulations. I was paying by direct debit for five years from the same account with no arrears [before I moved out]. You will then receive a revised bill with the instalments adjusted. Alternatively, you can also appeal if you are being sent bills but are not the person liable to pay council tax – for example, if you are a landlord and your tenants should be paying council tax. This guide gives information and advice about: all aspects of Housing Benefit overpayment; all aspects of excess Council Tax Benefit; the legal requirements on local authorities. A valid set-off is not subject to avoidance even if it happens in the 90 days before filing a bankruptcy. Whether you've successfully claimed, or tried to but had problems, tell us at news@moneysavingexpert.com. "To ensure residents have the maximum opportunity to reclaim any credits, unlike many councils, Hackney does not clear unclaimed credits after a set time period (often six years) but instead allows residents to claim it indefinitely. If the email address you registered with your old council is one you no longer frequently use, it may be worth checking if it's contacted you on that address. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code. Editor-in-Chief, Marcus Herbert, With many households struggling due to coronavirus, saving money has become crucial – so it's…, A major MoneySavingExpert.com investigation in 2019 found there was at least £230 million in…, Tens of thousands of 'severely mentally impaired' people who are entitled to a council tax…. If you have paid too much Council Tax you can apply to claim a refund. Email: brokenlink@moneysavingexpert.com, Tools for different credit card types & purchases, Resolver - the automated complaints system. Councillor Rebecca Rennison, responsible for finance and housing needs at Hackney Council, said: "We try to automatically refund credit where possible and will always send a credit statement letting residents know that there is credit on their account. it is occupied exclusively by full-time students, it is armed forces accommodation etc. We may use any credit to reduce overpayments of Housing Benefit. A couple of minutes of your time today will make managing your online services quicker and easier. Alternatively you could check old emails. Which? If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. You can use our 2020 council tax calculator to work out how much your bill is likely to be. If you have moved out of the borough a refund can be made. A spokesperson for the City of Edinburgh Council told us: "As a capital city, Edinburgh has a fairly transient population where residents move regularly from one property to the next. We’ll only refund your credit if you don’t owe us any further Council Tax. As Council Tax payments are mostly paid in advance, where there is a change in your circumstances a credit may occur on your account. What happens next. You need to keep a few things in mind to record an income tax refund journal entry. If you have credit on your council tax account, you can apply for a full or partial refund. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. "And while councils do make efforts to track down those who are owed, many don't do it well enough, especially when people have moved out of their area and are no longer their responsibility. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. Check how many closed accounts your council has and how much credit it's holding using  our council-by-council credit list. "We write to everyone who is due a rebate in the hope of settling payments. I lived with someone else – who would the council have contacted? Grab the latest deals, guides, tips 'n' tricks directly from Martin and the MSE team. Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665, and is an Introducer Appointed Representative of Which? For all the latest deals, guides and loopholes simply sign up today - it’s spam free! However, to be clear, there will be exceptions – some who have moved within local authorities and/or paid by direct debit WILL be owed too. Because we place no time limit on collections, this means we have many cases in Edinburgh which are historic and these can still be claimed.". We will only refund you if you do not owe any further amounts of council tax to us. Which? If you move out of North Somerset and you’ve overpaid your Council Tax by direct debit, we will make a refund by BACS. Shows which top cards and loans you're most likely to get. Limited on behalf of Which? Recovery is usually made by adding the overpayment back onto your council tax bill and increasing your subsequent instalment amounts. 'I'm self-employed but confused about whether I can claim the third grant' – Unsure? This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Plus the editorial line (the things we write) is NEVER impacted by these links. We use cookies to allow us and selected partners to improve your experience and our advertising. If you have received a Council Tax bill with a credit on it, either through changing address or an overpayment of a discount or exemption, we will need to issue a refund to the account holder. Money Compare is a trading name of Which? That means we all need to take responsibility for ourselves. Please note – If you have any other Council Tax accounts that are in arrears, we will transfer any credit to these accounts to offset these debts before we consider processing your refund. You receive the difference as a tax refund. We want to hear your stories.

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